Terms & Conditions

Effective date: 25/03/2026

Last updated: 25/03/2026

Version: 1

1. About these Terms
These Terms and Conditions (the “Terms”) apply to your use of templateharbor.com (the “Website”) and to any purchase, download, access, or use of digital templates and related digital assets available through the Website (the “Products”).

By visiting the Website, registering an account, placing an order, downloading a Product, or otherwise obtaining access to any Product, you confirm that you have read these Terms, understood them, and agreed to be bound by them. You also agree to any separate licence terms made available for a particular Product (the “Licence Terms”).

In these Terms, references to “READYMADE DESIGNS LTD”, “we”, “us”, and “our” are references to READYMADE DESIGNS LTD, company number 16632982, of Dept 6496a 126 East Ferry Road, Canary Wharf, London, United Kingdom, E14 9FP, email: info@templateharbor.com.

2. Meaning of certain words
In these Terms, the following words have the meanings set out below.

“Website” means templateharbor.com and any official pages operated by READYMADE DESIGNS LTD.

“Products” means digital templates, template kits, bundles, and any other digital assets made available through the Website.

“Order” means a purchase made by you through the Website for one or more Products.

“Customer” or “you” means the individual or legal entity using the Website and/or purchasing Products.

“Licence Terms” means the separate licence document or licence summary shown on the Product page, during checkout, and/or in your account, which governs the way in which a particular Product may be used.

3. The documents that apply to your purchase
These Terms and any applicable Licence Terms together form the entire agreement between you and READYMADE DESIGNS LTD in relation to your use of the Website and your purchase and use of the Products. They replace any prior discussions, statements, representations, or understandings relating to the same subject matter.

If a provision in the Licence Terms is inconsistent with these Terms solely in relation to the permitted use of a specific Product, the Licence Terms will take precedence for that Product. In all other respects, these Terms will continue to apply.

4. Who you are buying from
Every Order placed on the Website is made directly with READYMADE DESIGNS LTD. READYMADE DESIGNS LTD acts as merchant of record and is the principal contracting party for all Orders placed through the Website. This means that you contract only with READYMADE DESIGNS LTD.

READYMADE DESIGNS LTD is responsible for the processing of Orders, the supply of digital content, billing administration, and the handling of customer enquiries and disputes, subject always to applicable law.

All Products presented on the Website are offered in the name of READYMADE DESIGNS LTD. The company makes those Products available on the basis of arrangements with the relevant rightsholders and/or licensors and is entitled to sell the Products and grant end-user licences in its own name. For the purposes of the applicable Licence Terms, READYMADE DESIGNS LTD is the licensor.

5. When a contract is formed
By placing an Order, you are making an offer to purchase the relevant Product or Products. A binding contract comes into existence when we confirm the Order and make the relevant Product available to you for download or access, whichever happens first.

We may refuse, suspend, or cancel an Order where this is permitted by law, including where we reasonably suspect fraud, unauthorised use of a payment method, chargeback abuse, or a breach of these Terms. If payment has already been taken for an Order that is later cancelled by us, the matter will be handled in accordance with applicable law and any mandatory rights available to you.

An order confirmation on its own does not amount to a guarantee that a Product is available until that Product has in fact been made available to you for access or download.

6. Products are licensed, not sold
All Products are supplied under licence. They are not sold to you as property. Except for the rights expressly granted under the relevant Licence Terms, no intellectual property rights are assigned, transferred, or otherwise granted to you.

Provided that you have paid for the relevant Product and continue to comply with these Terms and the applicable Licence Terms, READYMADE DESIGNS LTD grants you a non-exclusive, non-transferable, revocable licence to access and use that Product in the manner permitted by the applicable Licence Terms.

All intellectual property rights in the Website and in the Products are owned by READYMADE DESIGNS LTD or licensed to READYMADE DESIGNS LTD. Other than the limited licence expressly granted, no further rights are granted to you.

The exact scope of permitted use, including any restriction relating to projects, users, seats, commercial use, redistribution, or other conditions, is determined by the applicable Licence Terms. If there is a conflict between these Terms and the Licence Terms regarding permitted use of a particular Product, the Licence Terms will prevail for that Product.

7. When digital content is supplied
A Product is regarded as supplied at the moment it is first made available to you for download, access, or use through your account, whether or not you choose to download or access it immediately.

It is your responsibility to ensure that you have the necessary devices, software, hardware capability, and internet connection needed to receive and use the Product.

For the purposes of United Kingdom consumer law, supply takes place when the Product is first made available to you.

8. Changes you may make to a Product
You may alter or adapt a Product only to the extent reasonably necessary for a use that is permitted under the applicable Licence Terms. Any modified version of a Product remains subject to these Terms and to the applicable Licence Terms.

9. Uses that are not allowed
Unless the applicable Licence Terms expressly allow otherwise, you must not:

a) resell, redistribute, sublicense, share, rent, lease, or otherwise provide any Product, whether modified or unmodified, to third parties as a standalone file;

b) upload any Product, whether modified or unmodified, to a repository, template library, stock platform, or any other service from which third parties may download, extract, reuse, or otherwise obtain it;

c) remove, alter, or obscure copyright notices, licence identifiers, watermarks, or other proprietary notices contained in Product files or displayed on the Website;

d) use the Website or any Product in a manner that is unlawful, misleading, or infringes the rights of another person.

10. Accounts and eligibility
Some parts of the Website or certain Products may only be available if you create an account. You are responsible for keeping your account credentials confidential and for all activity that takes place through your account. If you believe that your account has been accessed without authorisation or misused, you must notify us without undue delay.

If you use the Website on behalf of a company or other organisation, you confirm that you have authority to bind that entity to these Terms.

You must not use the Website if you do not have legal capacity to enter into a binding contract. If you are under 18, you may only use the Website with the involvement and consent of a parent or legal guardian, to the extent permitted by applicable law.

11. Prices, taxes, and payment
Prices are displayed in the currency shown at checkout. We may change prices from time to time, but any such change will not affect an Order that has already been paid for.

Taxes, including VAT where applicable, may be charged depending on your location and the nature of the Product. Where the law requires this, such taxes will be shown before you submit your Order.

You authorise READYMADE DESIGNS LTD and/or our payment processors to charge your selected payment method for the full amount shown at checkout, including any applicable taxes and fees. Payment may be made by card or by any other payment method made available on the Website at the time of purchase. You agree to provide accurate, complete, and current billing information and to keep it updated.

12. Immediate supply and loss of the cancellation right
If you are a consumer and the Product consists of digital content supplied immediately, including by instant download or instant access, then by clicking the button to pay, or any equivalent wording used at checkout, you:

a) expressly request and consent to the immediate supply of the digital content; and

b) expressly acknowledge that once supply begins, you lose any statutory right to cancel that would otherwise apply to digital content.

If you do not agree to this, you must not complete the purchase.

Once supply has started, including where the Product has been made available for immediate download or access, you will not be entitled to a refund for that Product except where this is required by law, including where you have mandatory rights because the digital content is faulty, not as described, or otherwise does not comply with applicable legal requirements.

Nothing in this section affects any statutory rights you may have in relation to digital content that is faulty, not as described, or does not function as required under applicable consumer law.

Nothing in this section affects any mandatory consumer rights you may have under applicable law.

13. Fraud prevention and payment checks
We may hold, delay, suspend, or cancel an Order in order to carry out verification procedures and anti-fraud checks. We may also request additional information where necessary to confirm identity or payment authorisation.

If we reasonably suspect fraud, unauthorised payment use, or chargeback abuse, we may refuse service, cancel Orders, suspend accounts, and/or restrict access to Products, in each case subject to applicable law.

14. Third-party tools and services
Some Products may require, rely on, or recommend third-party software or services. Those third parties are independent from us and are not under our control. Any use by you of third-party services is governed by the terms and policies of those third parties.

You are responsible for ensuring compatibility with, and compliance with the requirements of, any third-party software or service relevant to your use of a Product.

15. No warranty beyond what the law requires
The Website and the Products are provided on an “as is” and “as available” basis, to the maximum extent permitted by law, without warranties of any kind, whether express or implied. This includes, without limitation, any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Nothing in these Terms limits or excludes any warranty or other legal protection that cannot lawfully be excluded under applicable law.

16. Your obligation to comply with the law
You must comply with all laws and regulations applicable to your use of the Website and the Products, including any export control laws and sanctions laws that may apply. We may limit access to the Website or Products, or take other measures, where we reasonably consider it necessary in order to comply with legal obligations.

17. Availability, corrections, and changes
We do not guarantee that the Website will always be uninterrupted, secure, or free from errors. Subject to applicable law, we may modify, correct, update, suspend, or discontinue any part of the Website, any feature, any Product, any content, or any pricing at any time.

Any such change will not affect licences already granted for completed Orders except where termination is permitted under these Terms or under applicable law.

18. Suspension and termination of access
We may suspend or terminate your access to the Website and/or your licence to use one or more Products if you materially breach these Terms, breach the applicable Licence Terms, or where such action is otherwise permitted by law.

If your access or licence is terminated, you must stop using any Product to the extent that continued use is not allowed by mandatory law or by the applicable Licence Terms.

19. Limits on our liability
To the maximum extent permitted by law, READYMADE DESIGNS LTD and its affiliates will not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, or for any loss of profits, revenue, data, goodwill, or business opportunity arising out of or in connection with your use of the Website or the Products.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law, including liability for fraud or fraudulent misrepresentation, or for death or personal injury caused by negligence.

20. How we may contact you
We may send notices and other communications to you through the Website, through your account, or by email where you have provided an email address. You are responsible for ensuring that your contact details remain accurate and current.

21. If part of these Terms cannot be enforced
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that will not affect the validity or enforceability of the remaining provisions, which will remain in full force and effect.

If we delay in enforcing a right, or choose not to enforce a right immediately, that does not mean that we waive that right.

22. No rights for third parties
A person who is not a party to these Terms has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any provision of these Terms.

23. Governing law and courts
These Terms are governed by the laws of England and Wales. Any dispute or claim arising out of or in connection with these Terms, the Website, or any Order will be subject to the exclusive jurisdiction of the courts of England and Wales.

24. Changes to these Terms
We may revise these Terms from time to time. The current version will be published on the Website and will apply from the date on which it is posted. If you continue to use the Website after updated Terms have been published, you will be treated as having accepted the revised Terms.

25. Other policies
Our Privacy Policy and Refund Policy are available on the Website as separate documents.